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What Does Section 125 Offer?
A plan prioritizing preventative health that includes Group Hospital Fixed Indemnity Insurance.
- 213(d) Compliant Health Benefits
- Individually filed and approved in select states with the Department of Insurance
- Does NOT disrupt or replace any major medical plans. It is just an enhancement of your current benefits
- No Net Cost for employer or employee.
- Focuses on health before becoming a health insurance issue.
- Addresses Recruitment, Retention, and Revenue concerns that employers may have.
EMPLOYEE BENEFITS
IMPROVING YOUR HEALTH
- Increase in Take-Home pay
- Hospital Indemnity Plan
- 24/7 Unlimited Telehealth Virtual Care
- Health Tracking Software
- Wholistic Coaching
- Access to Licensed Registered Nurses
- Behavior Counseling
- Prescription Drug Comparison
- RX Benefits - 5000 Most Prescribed Medications
- $0 copays for generic and chronic maintenance medications
- $0 cost Selected OTC Medication
- Medical Procedure Pricing Tool
- No Out of Pocket Costs
- Option for Minimal Essential Coverage Plan for ACA Individual Mandate to Comply in Certain States
Additional Saving Benefits
- Dental
- Hearing
- Labs, MRI, Imaging
- Vision
- Diabetes
- TeleVet
- Fitness & Entertainment
EMPLOYER BENEFITS
PROMOTING HEALTH WHILE IMPROVING YOUR BOTTOM LINE
- Reduction in FICA taxes - Annual Average Tax Savings of $500-$800 per Employee
- No Out Of Pocket Costs
- Reduce Healthcare Costs
- Hospitalization Reduction
- Improve Employee Recruitment & Retention - Becoming Employer of Choice for supplying benefits and increasing employee's take-home pay.
- Improving Employees Lives - We provide employees with access to workplace certified health coaches personally assigned to them. Health and workplace health coaches will help guide and support each employee throughout their preventative healthcare experience.
- Offering Personal Care - integrated technology suite developed with the goal of assisting employees in establishing a healthy lifestyle while simultaneously improving employee productivity and reducing the need for healthcare.
- Risk Identification - We provide access to a platform that helps predict and classify 35 different conditions before arranging the risk base on a combination of factors. We are able to leverage this individualistic approach to place an emphasis on each employee individually and offer each participant an opportunity to set goals for his/her physical and mental well-being.